{"id":2590,"date":"2026-06-24T11:42:23","date_gmt":"2026-06-24T09:42:23","guid":{"rendered":"https:\/\/finanz-forensik.de\/?page_id=2590"},"modified":"2026-06-24T12:19:11","modified_gmt":"2026-06-24T10:19:11","slug":"cryptofraude-duitsland","status":"publish","type":"page","link":"https:\/\/finanz-forensik.de\/nl\/whitepaper\/krypto-betrug-deutschland\/","title":{"rendered":"Cryptofraude in Duitsland"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"2590\" class=\"elementor elementor-2590\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3269b8bf e-flex e-con-boxed e-con e-parent\" data-id=\"3269b8bf\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-45b96264 e-con-full e-flex e-con e-child\" data-id=\"45b96264\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-2e307791 e-con-full e-flex e-con e-child\" data-id=\"2e307791\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-408627a7 elementor-widget__width-initial elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"408627a7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-28632f6d eyebrow elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"28632f6d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">Onderzoeksrapport nr. 04 \u00b7 Studie &amp; Marktanalyse<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ad8f775 elementor-widget elementor-widget-heading\" data-id=\"ad8f775\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Cryptofraude in Duitsland: schade tot wel 1,3 miljard euro per jaar.<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5646c558 elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"5646c558\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"color:#cdddea;font-size:19px;line-height:1.6;\">Hoe groot is de economische schade veroorzaakt door cryptofraude in Duitsland? Een schatting op basis van gegevens van de politie, regelgevende instanties en internationale klachten.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-564b260d e-con-full e-grid e-con e-child\" data-id=\"564b260d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-3f609966 e-con-full e-flex e-con e-child\" data-id=\"3f609966\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-30fb37ca elementor-widget elementor-widget-heading\" data-id=\"30fb37ca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">\u20ac0,80 miljard<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4c66cd68 elementor-widget elementor-widget-text-editor\" data-id=\"4c66cd68\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Directe schade per jaar (centraal scenario)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2e22d102 e-con-full e-flex e-con e-child\" data-id=\"2e22d102\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-35ffdd77 elementor-widget elementor-widget-heading\" data-id=\"35ffdd77\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">\u2248 \u20ac39.500<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-41b31cec elementor-widget elementor-widget-text-editor\" data-id=\"41b31cec\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Gemiddelde schade per geval<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-60102eb6 e-con-full e-flex e-con e-child\" data-id=\"60102eb6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-35b10fc3 elementor-widget elementor-widget-heading\" data-id=\"35b10fc3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">56 %<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-582127b9 elementor-widget elementor-widget-text-editor\" data-id=\"582127b9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Percentage van beleggings-\/cyberhandelfraude<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-607541f2 e-con-full e-flex e-con e-child\" data-id=\"607541f2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-70dbe53b elementor-widget elementor-widget-heading\" data-id=\"70dbe53b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">\u20ac0,45\u20131,30 miljard<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ffc5570 elementor-widget elementor-widget-text-editor\" data-id=\"ffc5570\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Bereik van directe jaarlijkse schade<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-64e6375f e-con-full e-flex e-con e-child\" data-id=\"64e6375f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2bebaa51 elementor-align-left elementor-mobile-align-justify elementor-widget-mobile__width-inherit elementor-widget elementor-widget-button\" data-id=\"2bebaa51\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/finanz-forensik.de\/wp-content\/uploads\/2026\/06\/Whitepaper_Krypto-Betrug-Deutschland_Finanz-Forensik.pdf\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M21 15v4a2 2 0 0 1-2 2H5a2 2 0 0 1-2-2v-4\"><\/path><polyline points=\"7 10 12 15 17 10\"><\/polyline><line x1=\"12\" y1=\"15\" x2=\"12\" y2=\"3\"><\/line><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Volledig onderzoek (PDF)<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-10520ed8 elementor-align-left elementor-mobile-align-justify elementor-widget-mobile__width-inherit elementor-widget elementor-widget-button\" data-id=\"10520ed8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#summary\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Lees online<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-48c0a455 e-con-full e-flex e-con e-child\" data-id=\"48c0a455\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7f076af0 elementor-widget elementor-widget-image\" data-id=\"7f076af0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"434\" height=\"760\" src=\"https:\/\/finanz-forensik.de\/wp-content\/uploads\/2026\/06\/kb-cover.jpg\" class=\"attachment-full size-full wp-image-2577\" alt=\"Een neonkleurige kaart van Duitsland, gevuld met sterrenlichtjes, tegen een donkerblauwe, netwerkachtige achtergrond.\" srcset=\"https:\/\/finanz-forensik.de\/wp-content\/uploads\/2026\/06\/kb-cover.jpg 434w, https:\/\/finanz-forensik.de\/wp-content\/uploads\/2026\/06\/kb-cover-171x300.jpg 171w, https:\/\/finanz-forensik.de\/wp-content\/uploads\/2026\/06\/kb-cover-7x12.jpg 7w\" sizes=\"auto, (max-width: 434px) 100vw, 434px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-42197f51 elementor-widget__width-auto elementor-absolute elementor-widget elementor-widget-text-editor\" data-id=\"42197f51\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Studie 2026<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2ab812cd e-flex e-con-boxed e-con e-parent\" data-id=\"2ab812cd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-1b3b09d0 e-con-full e-flex e-con e-child\" data-id=\"1b3b09d0\" data-element_type=\"container\" data-e-type=\"container\" id=\"summary\">\n\t\t<div class=\"elementor-element elementor-element-f99eab5 e-con-full e-flex e-con e-child\" data-id=\"f99eab5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2aea3835 elementor-widget elementor-widget-text-editor\" data-id=\"2aea3835\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Samenvatting voor het management<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6c275486 elementor-widget elementor-widget-text-editor\" data-id=\"6c275486\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><b>Directe schade:<\/b>\u00a0\u20ac0,45\u20131,30 miljard per jaar, centraal scenario rond \u20ac0,80 miljard.<\/li><li><b>Economisch perspectief:<\/b>\u00a0\u20ac0,52\u20132,08 miljard per jaar, inclusief kosten voor onderzoek, naleving en vertrouwen (centraal \u20ac1,08 miljard).<\/li><li><b>Per geval:<\/b>\u00a0Het gemiddelde ligt rond de \u20ac39.500, maar de mediaan is aanzienlijk lager (zware staartverdeling).<\/li><li><b>Dominantie:<\/b>\u00a0Beleggingsfraude, Ponzi-fraude en cyberhandel veroorzaken ongeveer 56 TP3T aan directe verliezen.<\/li><li><b>Gegevenssituatie:<\/b>\u00a0Gefragmenteerd \u2014 geen landelijke statistieken over cryptofraude; betrouwbare gegevens zijn voornamelijk afkomstig uit Saksen, Rijnland-Palts en Beieren.<\/li><li><b>Niet-gerapporteerde cijfers:<\/b>\u00a0hoog \u2014 elke schatting is eerder een ondergrens dan een bovengrens.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-40f1d19 elementor-widget elementor-widget-heading\" data-id=\"40f1d19\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span class=\"n\">01<\/span> Omvang van de schade en meest voorkomende vormen van fraude<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5afe4a38 elementor-widget elementor-widget-text-editor\" data-id=\"5afe4a38\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Het meest overtuigende bewijsmateriaal in Duitsland betreft beleggingsfraude, Ponzi-fraude en cyberhandel. De gemiddelde verliezen per afgeronde zaak liggen steevast in de middenklasse van vijfcijferige bedragen: Saksen registreerde tussen 2019 en 2024 bijna 4.800 gevallen van cyberhandel, met een totaal verlies van \u20ac 190,5 miljoen (ongeveer \u20ac 39.700 per zaak), terwijl Opper-Beieren-Noord ongeveer \u20ac 42.000 per zaak registreerde. Grootschalige onderzoeken tonen de prevalentie van rechts-extremisme aan: \u20ac 28,6 miljoen aan verliezen voor 235 slachtoffers, gemiddeld \u20ac 122.000 per slachtoffer.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bb71b88 elementor-widget elementor-widget-html\" data-id=\"bb71b88\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<figure style=\"margin:26px 0;\"><div style=\"background:#fff;border:1px solid #E5E7EB;border-radius:8px;padding:20px 18px;\"><svg viewbox=\"0 0 720 305\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" style=\"width:100%;height:auto;font-family:Outfit,sans-serif;\"><text x=\"220\" y=\"24.5\" text-anchor=\"end\" font-size=\"13\" font-weight=\"600\" fill=\"#1E3A5F\">SIM-kaartwissel<\/text><rect x=\"232\" y=\"8\" width=\"424\" height=\"25\" rx=\"4\" fill=\"#EEF3F7\"\/><rect x=\"232\" y=\"8\" width=\"424.0\" height=\"25\" rx=\"4\" fill=\"#1E3A5F\"\/><text x=\"664.0\" y=\"24.5\" font-size=\"13\" font-weight=\"700\" fill=\"#1E3A5F\">45<\/text><text x=\"220\" y=\"57.5\" text-anchor=\"end\" font-size=\"13\" font-weight=\"600\" fill=\"#1E3A5F\">Beleggingen \/ Cyberhandel<\/text><rect x=\"232\" y=\"41\" width=\"424\" height=\"25\" rx=\"4\" fill=\"#EEF3F7\"\/><rect x=\"232\" y=\"41\" width=\"376.9\" height=\"25\" rx=\"4\" fill=\"#2D9CDB\"\/><text x=\"616.9\" y=\"57.5\" font-size=\"13\" font-weight=\"700\" fill=\"#1E3A5F\">40<\/text><text x=\"220\" y=\"90.5\" text-anchor=\"end\" font-size=\"13\" font-weight=\"600\" fill=\"#1E3A5F\">Romantiek \/ Varkensslachting<\/text><rect x=\"232\" y=\"74\" width=\"424\" height=\"25\" rx=\"4\" fill=\"#EEF3F7\"\/><rect x=\"232\" y=\"74\" width=\"301.5\" height=\"25\" rx=\"4\" fill=\"#2D9CDB\"\/><text x=\"541.5\" y=\"90.5\" font-size=\"13\" font-weight=\"700\" fill=\"#1E3A5F\">32<\/text><text x=\"220\" y=\"123.5\" text-anchor=\"end\" font-size=\"13\" font-weight=\"600\" fill=\"#1E3A5F\">ICO-\/tokenfraude<\/text><rect x=\"232\" y=\"107\" width=\"424\" height=\"25\" rx=\"4\" fill=\"#EEF3F7\"\/><rect x=\"232\" y=\"107\" width=\"207.3\" height=\"25\" rx=\"4\" fill=\"#2D9CDB\"\/><text x=\"447.3\" y=\"123.5\" font-size=\"13\" font-weight=\"700\" fill=\"#1E3A5F\">22<\/text><text x=\"220\" y=\"156.5\" text-anchor=\"end\" font-size=\"13\" font-weight=\"600\" fill=\"#1E3A5F\">Imitatie \/ Taak \/ Ondersteuning<\/text><rect x=\"232\" y=\"140\" width=\"424\" height=\"25\" rx=\"4\" fill=\"#EEF3F7\"\/><rect x=\"232\" y=\"140\" width=\"188.4\" height=\"25\" rx=\"4\" fill=\"#2D9CDB\"\/><text x=\"428.4\" y=\"156.5\" font-size=\"13\" font-weight=\"700\" fill=\"#1E3A5F\">20<\/text><text x=\"220\" y=\"189.5\" text-anchor=\"end\" font-size=\"13\" font-weight=\"600\" fill=\"#1E3A5F\">Valse uitwisseling \/ herstel<\/text><rect x=\"232\" y=\"173\" width=\"424\" height=\"25\" rx=\"4\" fill=\"#EEF3F7\"\/><rect x=\"232\" y=\"173\" width=\"160.2\" height=\"25\" rx=\"4\" fill=\"#2D9CDB\"\/><text x=\"400.2\" y=\"189.5\" font-size=\"13\" font-weight=\"700\" fill=\"#1E3A5F\">17<\/text><text x=\"220\" y=\"222.5\" text-anchor=\"end\" font-size=\"13\" font-weight=\"600\" fill=\"#1E3A5F\">Tapijttrekkers<\/text><rect x=\"232\" y=\"206\" width=\"424\" height=\"25\" rx=\"4\" fill=\"#EEF3F7\"\/><rect x=\"232\" y=\"206\" width=\"141.3\" height=\"25\" rx=\"4\" fill=\"#2D9CDB\"\/><text x=\"381.3\" y=\"222.5\" font-size=\"13\" font-weight=\"700\" fill=\"#1E3A5F\">15<\/text><text x=\"220\" y=\"255.5\" text-anchor=\"end\" font-size=\"13\" font-weight=\"600\" fill=\"#1E3A5F\">Phishing \/ Account<\/text><rect x=\"232\" y=\"239\" width=\"424\" height=\"25\" rx=\"4\" fill=\"#EEF3F7\"\/><rect x=\"232\" y=\"239\" width=\"94.2\" height=\"25\" rx=\"4\" fill=\"#2D9CDB\"\/><text x=\"334.2\" y=\"255.5\" font-size=\"13\" font-weight=\"700\" fill=\"#1E3A5F\">10<\/text><text x=\"220\" y=\"288.5\" text-anchor=\"end\" font-size=\"13\" font-weight=\"600\" fill=\"#1E3A5F\">Mijnbouw \/ Cloudmining<\/text><rect x=\"232\" y=\"272\" width=\"424\" height=\"25\" rx=\"4\" fill=\"#EEF3F7\"\/><rect x=\"232\" y=\"272\" width=\"94.2\" height=\"25\" rx=\"4\" fill=\"#2D9CDB\"\/><text x=\"334.2\" y=\"288.5\" font-size=\"13\" font-weight=\"700\" fill=\"#1E3A5F\">10<\/text><\/svg><\/div><figcaption style=\"font-size:13.5px;color:#7a8696;line-height:1.5;padding-top:10px;border-top:1px solid #E5E7EB;margin-top:10px;\"><b style=\"color:#1E3A5F;\">Gemiddelde schade per geval (in duizenden euro&#039;s).<\/b> Waargenomen Duitse massamarktreeksen voor beleggingen\/cyberhandel; andere waarden als gekalibreerde schattingsbereiken. Gemiddelde per geval \u2260 aandeel van het totale verlies.<\/figcaption><\/figure>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9281dd2 elementor-widget elementor-widget-text-editor\" data-id=\"9281dd2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Belangrijk: Lees het gemiddelde en de mediaan afzonderlijk. Het gemiddelde (ongeveer \u20ac 39.500) bepaalt het totale bedrag in de economie; de mediaan \u2013 vanwege de vele kleine initi\u00eble stortingen van \u20ac 250-500 en het geringere aantal grote bedragen van zes of zeven cijfers \u2013 zal naar verwachting dichter bij \u20ac 8.000-12.000 liggen.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5271b91 elementor-widget elementor-widget-heading\" data-id=\"5271b91\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span class=\"n\">02<\/span> Aandeel in de totale schade<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-367486cc elementor-widget elementor-widget-text-editor\" data-id=\"367486cc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Fraude met beleggingen\/cyberhandel domineert de verdeling van de verliezen. In de IC3-dataset voor 2024 was 5,82 miljard van de 9,32 miljard USD aan cryptoverliezen toe te schrijven aan beleggingsfraude (\u2248 62 %). Voor Duitsland is dit cijfer bewust conservatief vastgesteld op 56 % om varkensslachtingen, nepbeurzen\/terugvorderingsschema&#039;s en andere cryptobetalingsfraude apart te kunnen rapporteren.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2c8bc550 elementor-widget elementor-widget-html\" data-id=\"2c8bc550\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<figure style=\"margin:26px 0;\"><div style=\"background:#fff;border:1px solid #E5E7EB;border-radius:8px;padding:20px 18px;\"><svg viewbox=\"0 0 560 248\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" style=\"width:100%;height:auto;\"><circle cx=\"116\" cy=\"116\" r=\"84\" fill=\"none\" stroke=\"#1E3A5F\" stroke-width=\"34\" stroke-dasharray=\"295.56 232.23\" stroke-dashoffset=\"-0.00\" transform=\"rotate(-90 116 116)\"\/><circle cx=\"116\" cy=\"116\" r=\"84\" fill=\"none\" stroke=\"#2D9CDB\" stroke-width=\"34\" stroke-dasharray=\"73.89 453.90\" stroke-dashoffset=\"-295.56\" transform=\"rotate(-90 116 116)\"\/><circle cx=\"116\" cy=\"116\" r=\"84\" fill=\"none\" stroke=\"#56CCF2\" stroke-width=\"34\" stroke-dasharray=\"42.22 485.56\" stroke-dashoffset=\"-369.45\" transform=\"rotate(-90 116 116)\"\/><circle cx=\"116\" cy=\"116\" r=\"84\" fill=\"none\" stroke=\"#B0892F\" stroke-width=\"34\" stroke-dasharray=\"36.95 490.84\" stroke-dashoffset=\"-411.67\" transform=\"rotate(-90 116 116)\"\/><circle cx=\"116\" cy=\"116\" r=\"84\" fill=\"none\" stroke=\"#C9A24B\" stroke-width=\"34\" stroke-dasharray=\"31.67 496.12\" stroke-dashoffset=\"-448.62\" transform=\"rotate(-90 116 116)\"\/><circle cx=\"116\" cy=\"116\" r=\"84\" fill=\"none\" stroke=\"#7FB8DC\" stroke-width=\"34\" stroke-dasharray=\"21.11 506.68\" stroke-dashoffset=\"-480.29\" transform=\"rotate(-90 116 116)\"\/><circle cx=\"116\" cy=\"116\" r=\"84\" fill=\"none\" stroke=\"#3E6491\" stroke-width=\"34\" stroke-dasharray=\"15.83 511.95\" stroke-dashoffset=\"-501.40\" transform=\"rotate(-90 116 116)\"\/><circle cx=\"116\" cy=\"116\" r=\"84\" fill=\"none\" stroke=\"#9DB6C9\" stroke-width=\"34\" stroke-dasharray=\"7.92 519.87\" stroke-dashoffset=\"-517.23\" transform=\"rotate(-90 116 116)\"\/><circle cx=\"116\" cy=\"116\" r=\"84\" fill=\"none\" stroke=\"#C9D6E0\" stroke-width=\"34\" stroke-dasharray=\"2.64 525.15\" stroke-dashoffset=\"-525.15\" transform=\"rotate(-90 116 116)\"\/><text x=\"116\" y=\"112\" text-anchor=\"middle\" font-size=\"30\" font-weight=\"800\" fill=\"#1E3A5F\" font-family=\"Outfit,sans-serif\">56%<\/text><text x=\"116\" y=\"134\" text-anchor=\"middle\" font-size=\"11\" letter-spacing=\"1\" fill=\"#B0892F\" font-family=\"Outfit,sans-serif\">INVESTERING<\/text><rect x=\"290\" y=\"11\" width=\"13\" height=\"13\" rx=\"2\" fill=\"#1E3A5F\"\/><text x=\"312\" y=\"22\" font-size=\"13.5\" fill=\"#2D3748\" font-family=\"Open Sans,sans-serif\">Beleggingen \/ Cyberhandel<\/text><text x=\"548\" y=\"22\" font-size=\"13.5\" font-weight=\"700\" text-anchor=\"end\" fill=\"#1E3A5F\" font-family=\"Outfit,sans-serif\">56 %<\/text><rect x=\"290\" y=\"36\" width=\"13\" height=\"13\" rx=\"2\" fill=\"#2D9CDB\"\/><text x=\"312\" y=\"47\" font-size=\"13.5\" fill=\"#2D3748\" font-family=\"Open Sans,sans-serif\">Romantiek \/ Varkensslachting<\/text><text x=\"548\" y=\"47\" font-size=\"13.5\" font-weight=\"700\" text-anchor=\"end\" fill=\"#1E3A5F\" font-family=\"Outfit,sans-serif\">14 %<\/text><rect x=\"290\" y=\"61\" width=\"13\" height=\"13\" rx=\"2\" fill=\"#56CCF2\"\/><text x=\"312\" y=\"72\" font-size=\"13.5\" fill=\"#2D3748\" font-family=\"Open Sans,sans-serif\">Valse uitwisselingen \/ Herstel<\/text><text x=\"548\" y=\"72\" font-size=\"13.5\" font-weight=\"700\" text-anchor=\"end\" fill=\"#1E3A5F\" font-family=\"Outfit,sans-serif\">8 %<\/text><rect x=\"290\" y=\"86\" width=\"13\" height=\"13\" rx=\"2\" fill=\"#B0892F\"\/><text x=\"312\" y=\"97\" font-size=\"13.5\" fill=\"#2D3748\" font-family=\"Open Sans,sans-serif\">Phishing \/ Accountcompromis<\/text><text x=\"548\" y=\"97\" font-size=\"13.5\" font-weight=\"700\" text-anchor=\"end\" fill=\"#1E3A5F\" font-family=\"Outfit,sans-serif\">7 %<\/text><rect x=\"290\" y=\"111\" width=\"13\" height=\"13\" rx=\"2\" fill=\"#C9A24B\"\/><text x=\"312\" y=\"122\" font-size=\"13.5\" fill=\"#2D3748\" font-family=\"Open Sans,sans-serif\">Imitatie \/ Taak \/ Ondersteuning<\/text><text x=\"548\" y=\"122\" font-size=\"13.5\" font-weight=\"700\" text-anchor=\"end\" fill=\"#1E3A5F\" font-family=\"Outfit,sans-serif\">6 %<\/text><rect x=\"290\" y=\"136\" width=\"13\" height=\"13\" rx=\"2\" fill=\"#7FB8DC\"\/><text x=\"312\" y=\"147\" font-size=\"13.5\" fill=\"#2D3748\" font-family=\"Open Sans,sans-serif\">ICO-\/tokenfraude<\/text><text x=\"548\" y=\"147\" font-size=\"13.5\" font-weight=\"700\" text-anchor=\"end\" fill=\"#1E3A5F\" font-family=\"Outfit,sans-serif\">4 %<\/text><rect x=\"290\" y=\"161\" width=\"13\" height=\"13\" rx=\"2\" fill=\"#3E6491\"\/><text x=\"312\" y=\"172\" font-size=\"13.5\" fill=\"#2D3748\" font-family=\"Open Sans,sans-serif\">Tapijttrekkers<\/text><text x=\"548\" y=\"172\" font-size=\"13.5\" font-weight=\"700\" text-anchor=\"end\" fill=\"#1E3A5F\" font-family=\"Outfit,sans-serif\">3 %<\/text><rect x=\"290\" y=\"186\" width=\"13\" height=\"13\" rx=\"2\" fill=\"#9DB6C9\"\/><text x=\"312\" y=\"197\" font-size=\"13.5\" fill=\"#2D3748\" font-family=\"Open Sans,sans-serif\">SIM-kaartwissel<\/text><text x=\"548\" y=\"197\" font-size=\"13.5\" font-weight=\"700\" text-anchor=\"end\" fill=\"#1E3A5F\" font-family=\"Outfit,sans-serif\">1,5 %<\/text><rect x=\"290\" y=\"211\" width=\"13\" height=\"13\" rx=\"2\" fill=\"#C9D6E0\"\/><text x=\"312\" y=\"222\" font-size=\"13.5\" fill=\"#2D3748\" font-family=\"Open Sans,sans-serif\">Mijnbouw \/ Cloudmining<\/text><text x=\"548\" y=\"222\" font-size=\"13.5\" font-weight=\"700\" text-anchor=\"end\" fill=\"#1E3A5F\" font-family=\"Outfit,sans-serif\">0,5 %<\/text><\/svg><\/div><figcaption style=\"font-size:13.5px;color:#7a8696;line-height:1.5;padding-top:10px;border-top:1px solid #E5E7EB;margin-top:10px;\"><b style=\"color:#1E3A5F;\">Het percentage van elk type fraude in de totale directe schade.<\/b> Centraal scenario Duitsland, gekalibreerd op basis van gegevens van de Duitse politie, Europol, de IC3-schadestructuur en Chainalysis\/TRM-typologie\u00ebn.<\/figcaption><\/figure>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-22181774 elementor-widget elementor-widget-heading\" data-id=\"22181774\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span class=\"n\">03<\/span> Economische schade<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6a638c2a elementor-widget elementor-widget-text-editor\" data-id=\"6a638c2a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>De totale schade volgt het model. <em>directe verliezen + kosten gerelateerd aan slachtoffers + onderzoek-\/nalevingskosten + kosten voor vertrouwen en wrijving<\/em>. De directe schade wordt berekend aan de hand van verschillende subankerpunten (Saksen, Rijnland-Palts, Beieren) en aangevuld met matige indirecte toeslagen \u2013 in het centrale scenario ongeveer 35 TP3T van de directe verliezen.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-18a66404 elementor-widget elementor-widget-html\" data-id=\"18a66404\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wp-scen\">\r\n  <div class=\"wp-scen__card wp-scen__card--blue\">\r\n    <div class=\"wp-scen__label\">Conservatief<\/div>\r\n    <div class=\"wp-scen__value\">\u20ac0,52 miljard<\/div>\r\n    <div class=\"wp-scen__sub\">\u20ac0,45 miljard direct + \u20ac0,07 miljard indirect<\/div>\r\n    <div class=\"wp-scen__note\">Lagere bandgrens, lage vermenigvuldigingsfactoren.<\/div>\r\n  <\/div>\r\n  <div class=\"wp-scen__card wp-scen__card--gold\">\r\n    <div class=\"wp-scen__label\">Centraal<\/div>\r\n    <div class=\"wp-scen__value\">\u20ac1,08 miljard<\/div>\r\n    <div class=\"wp-scen__sub\">\u20ac0,80 miljard direct + \u20ac0,28 miljard indirect<\/div>\r\n    <div class=\"wp-scen__note\">Fondsen afkomstig uit de deelstatistieken van Duitsland, EU\/IC3-structuur.<\/div>\r\n  <\/div>\r\n  <div class=\"wp-scen__card wp-scen__card--blue\">\r\n    <div class=\"wp-scen__label\">Hoog<\/div>\r\n    <div class=\"wp-scen__value\">\u20ac2,08 miljard<\/div>\r\n    <div class=\"wp-scen__sub\">\u20ac1,30 miljard direct + \u20ac0,78 miljard indirect<\/div>\r\n    <div class=\"wp-scen__note\">Bovenste bandgrens, groot aantal niet-gerapporteerde gevallen.<\/div>\r\n  <\/div>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-72ad81af elementor-widget elementor-widget-html\" data-id=\"72ad81af\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<figure style=\"margin:26px 0;\"><div style=\"background:#fff;border:1px solid #E5E7EB;border-radius:8px;padding:20px 18px;\"><svg viewbox=\"0 0 720 232\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" style=\"width:100%;height:auto;font-family:Outfit,sans-serif;\"><defs><lineargradient id=\"ag\" x1=\"0\" y1=\"0\" x2=\"0\" y2=\"1\"><stop offset=\"0\" stop-color=\"#2D9CDB\" stop-opacity=\"0.32\"\/><stop offset=\"1\" stop-color=\"#2D9CDB\" stop-opacity=\"0\"\/><\/lineargradient><\/defs><line x1=\"56\" y1=\"196.0\" x2=\"696\" y2=\"196.0\" stroke=\"#E5E7EB\" stroke-width=\"1\"\/><text x=\"46\" y=\"200.0\" text-anchor=\"end\" font-size=\"11\" fill=\"#7a8696\">0,0<\/text><line x1=\"56\" y1=\"136.7\" x2=\"696\" y2=\"136.7\" stroke=\"#E5E7EB\" stroke-width=\"1\"\/><text x=\"46\" y=\"140.7\" text-anchor=\"end\" font-size=\"11\" fill=\"#7a8696\">0,3<\/text><line x1=\"56\" y1=\"77.3\" x2=\"696\" y2=\"77.3\" stroke=\"#E5E7EB\" stroke-width=\"1\"\/><text x=\"46\" y=\"81.3\" text-anchor=\"end\" font-size=\"11\" fill=\"#7a8696\">0,6<\/text><line x1=\"56\" y1=\"18.0\" x2=\"696\" y2=\"18.0\" stroke=\"#E5E7EB\" stroke-width=\"1\"\/><text x=\"46\" y=\"22.0\" text-anchor=\"end\" font-size=\"11\" fill=\"#7a8696\">0,9<\/text><polygon points=\"56,196 56.0,126.8 216.0,97.1 376.0,73.4 536.0,53.6 696.0,37.8 696.0,196\" fill=\"url(#ag)\"\/><polyline points=\"56.0,126.8 216.0,97.1 376.0,73.4 536.0,53.6 696.0,37.8\" fill=\"none\" stroke=\"#2D9CDB\" stroke-width=\"3\" stroke-linejoin=\"round\"\/><circle cx=\"56.0\" cy=\"126.8\" r=\"5\" fill=\"#fff\" stroke=\"#1E3A5F\" stroke-width=\"2.5\"\/><text x=\"56.0\" y=\"112.8\" text-anchor=\"middle\" font-size=\"12.5\" font-weight=\"700\" fill=\"#1E3A5F\">0,35<\/text><text x=\"56.0\" y=\"218\" text-anchor=\"middle\" font-size=\"12.5\" font-weight=\"600\" fill=\"#2D3748\">2021<\/text><circle cx=\"216.0\" cy=\"97.1\" r=\"5\" fill=\"#fff\" stroke=\"#1E3A5F\" stroke-width=\"2.5\"\/><text x=\"216.0\" y=\"83.1\" text-anchor=\"middle\" font-size=\"12.5\" font-weight=\"700\" fill=\"#1E3A5F\">0,50<\/text><text x=\"216.0\" y=\"218\" text-anchor=\"middle\" font-size=\"12.5\" font-weight=\"600\" fill=\"#2D3748\">2022<\/text><circle cx=\"376.0\" cy=\"73.4\" r=\"5\" fill=\"#fff\" stroke=\"#1E3A5F\" stroke-width=\"2.5\"\/><text x=\"376.0\" y=\"59.4\" text-anchor=\"middle\" font-size=\"12.5\" font-weight=\"700\" fill=\"#1E3A5F\">0,62<\/text><text x=\"376.0\" y=\"218\" text-anchor=\"middle\" font-size=\"12.5\" font-weight=\"600\" fill=\"#2D3748\">2023<\/text><circle cx=\"536.0\" cy=\"53.6\" r=\"5\" fill=\"#fff\" stroke=\"#1E3A5F\" stroke-width=\"2.5\"\/><text x=\"536.0\" y=\"39.6\" text-anchor=\"middle\" font-size=\"12.5\" font-weight=\"700\" fill=\"#1E3A5F\">0,72<\/text><text x=\"536.0\" y=\"218\" text-anchor=\"middle\" font-size=\"12.5\" font-weight=\"600\" fill=\"#2D3748\">2024<\/text><circle cx=\"696.0\" cy=\"37.8\" r=\"5\" fill=\"#fff\" stroke=\"#1E3A5F\" stroke-width=\"2.5\"\/><text x=\"696.0\" y=\"23.8\" text-anchor=\"middle\" font-size=\"12.5\" font-weight=\"700\" fill=\"#1E3A5F\">0,80<\/text><text x=\"696.0\" y=\"218\" text-anchor=\"middle\" font-size=\"12.5\" font-weight=\"600\" fill=\"#2D3748\">2025<\/text><\/svg><\/div><figcaption style=\"font-size:13.5px;color:#7a8696;line-height:1.5;padding-top:10px;border-top:1px solid #E5E7EB;margin-top:10px;\"><b style=\"color:#1E3A5F;\">Gemodelleerde directe jaarlijkse schade 2021-2025 (miljard \u20ac).<\/b> Illustratieve, gemodelleerde tijdreeksen \u2014 geen offici\u00eble statistieken. De trend wordt ondersteund door toenemende regionale schade en EU-situatierapporten.<\/figcaption><\/figure>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-43a6797a elementor-widget elementor-widget-text-editor\" data-id=\"43a6797a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Over een periode van vijf jaar leidt dit tot een cumulatieve economische schade van ongeveer \u20ac 2,6 tot \u20ac 9,0 miljard, met een belangrijke richtlijn van circa \u20ac 5,0 miljard \u2013 expliciet als een bandbreedte, niet als een absolute waarde.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-67e215be e-con-full e-flex e-con e-child\" data-id=\"67e215be\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3061c5b4 elementor-widget elementor-widget-image\" data-id=\"3061c5b4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"685\" src=\"https:\/\/finanz-forensik.de\/wp-content\/uploads\/2026\/06\/kb-spot.jpg\" class=\"attachment-full size-full wp-image-2578\" alt=\"Candlestick-grafiek die stijgende prijzen weergeeft met turquoise en rode balken op een donkere, glinsterende achtergrond.\" srcset=\"https:\/\/finanz-forensik.de\/wp-content\/uploads\/2026\/06\/kb-spot.jpg 1200w, https:\/\/finanz-forensik.de\/wp-content\/uploads\/2026\/06\/kb-spot-300x171.jpg 300w, https:\/\/finanz-forensik.de\/wp-content\/uploads\/2026\/06\/kb-spot-1024x585.jpg 1024w, https:\/\/finanz-forensik.de\/wp-content\/uploads\/2026\/06\/kb-spot-768x438.jpg 768w, https:\/\/finanz-forensik.de\/wp-content\/uploads\/2026\/06\/kb-spot-18x10.jpg 18w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-300becc4 elementor-widget elementor-widget-html\" data-id=\"300becc4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p style=\"font-size:13.5px;color:#7a8696;line-height:1.5;border-top:1px solid #E5E7EB;padding-top:8px;margin:-6px 0 18px;\"><b style=\"color:#1E3A5F;\">Geld dat in het donker verdwijnt.<\/b> De activa vloeien via wallets, nepplatformen en omwegen naar criminele organisaties \u2013 het forensisch onderzoek biedt uitsluitsel en maakt terugvordering mogelijk.<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-70d1b1d3 elementor-widget elementor-widget-heading\" data-id=\"70d1b1d3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span class=\"n\">04<\/span> Gegevensbasis en afbakening<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-35d2aa87 elementor-widget elementor-widget-text-editor\" data-id=\"35d2aa87\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>De primaire bronnen die in Duitsland beschikbaar zijn, zijn gefragmenteerd. Betrouwbare cijfers zijn afkomstig van de recherche van de deelstaten, de politiebureaus en de openbare aanklagers \u2013 niet van een uniforme federale statistische database. In Operatie Herakles nam de BaFin 1.406 illegale domeinen in beslag en in 2024 sloten het Bundeskriminalamt (BKA) en het Centraal Bureau voor Cybercriminaliteit (ZIT) 47 Exchange-diensten die in Duitsland werden gehost \u2013 bewijs van de industri\u00eble infrastructuur achter de fraude.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-40554b1c elementor-widget elementor-widget-html\" data-id=\"40554b1c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div style=\"margin-top:18px;border-top:1px solid #E5E7EB;padding-top:18px;\"><div style=\"font-family:Outfit,sans-serif;font-weight:800;font-size:12px;letter-spacing:.18em;text-transform:uppercase;color:#1E3A5F;margin-bottom:14px;\">Belangrijke bronnen<\/div><div style=\"font-size:13.5px;line-height:1.6;color:#54606e;margin-bottom:12px;\"><b style=\"display:block;font-family:Outfit;font-size:11px;letter-spacing:.12em;text-transform:uppercase;color:#1E3A5F;margin-bottom:3px;\">Duitse primaire bronnen<\/b>Het Saksische staatsdepartement voor criminaliteitsbestrijding (cyberhandel 2019-2024: \u20ac 190,5 miljoen \/ \u2248 4.800 zaken) \u00b7 De politie van Rijnland-Palts (\u20ac 77 miljoen) \u00b7 De Beierse politie (Noord-Opper-Beieren, Zuid-\/West-Zwaben) \u00b7 De openbare aanklagerskantoren van Saksen en Beieren.<\/div><div style=\"font-size:13.5px;line-height:1.6;color:#54606e;margin-bottom:12px;\"><b style=\"display:block;font-family:Outfit;font-size:11px;letter-spacing:.12em;text-transform:uppercase;color:#1E3A5F;margin-bottom:3px;\">Toezicht en infrastructuur<\/b>BaFin (frauduleuze handelsplatformen, Operatie Herakles: 1.406 domeinen) \u00b7 BKA\/ZIT (47 gesloten beursdiensten) \u00b7 Bundesnettagentschap (misbruik van telefoonnummers) \u00b7 BSI (smishing, sim-swapping).<\/div><div style=\"font-size:13.5px;line-height:1.6;color:#54606e;\"><b style=\"display:block;font-family:Outfit;font-size:11px;letter-spacing:.12em;text-transform:uppercase;color:#1E3A5F;margin-bottom:3px;\">Internationale kalibratie<\/b>Europol IOCTA 2024 \u00b7 Interpol Global Financial Fraud Assessment 2024 \u00b7 FBI IC3 Report 2024 \u00b7 FTC \u00b7 Chainalysis \u00b7 TRM Labs \u00b7 GASA Report 2025.<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2a5b29b8 elementor-widget elementor-widget-heading\" data-id=\"2a5b29b8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span class=\"n\">05<\/span> Classificatie door middel van financi\u00eble forensische analyse<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-67369c67 elementor-widget elementor-widget-html\" data-id=\"67369c67\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div style=\"background:linear-gradient(135deg,#15314e,#0F2942);color:#dCEAf5;border-radius:14px;padding:28px 30px;margin:8px 0 8px;\"><div style=\"font-family:Outfit,sans-serif;font-weight:800;font-size:12px;letter-spacing:.16em;text-transform:uppercase;color:#56CCF2;margin-bottom:10px;\">Deskundig commentaar<\/div><p style=\"margin:8px 0;font-size:15.5px;line-height:1.6;\"><b style=\"color:#fff;\">Waarom cyberhandel zo dominant is.<\/b> Beleggingsfraude komt op industri\u00eble schaal voor via nepplatformen, betaalde advertenties en callcenters, met hoge individuele verliezen als gevolg van systematische targeting.<\/p><p style=\"margin:8px 0;font-size:15.5px;line-height:1.6;\"><b style=\"color:#fff;\">Waarom het aantal niet-gemelde gevallen hoger ligt.<\/b> Schaamte, laat inzicht en vertraagde patroonherkenning leiden tot een enorme onderrapportage.<\/p><p style=\"margin:8px 0;font-size:15.5px;line-height:1.6;\"><b style=\"color:#fff;\">Degene die het meest groeit.<\/b> Het slachten van varkens, herstelketens en AI-gestuurde personalisatie (deepfake-adviseurs) vergroten de geloofwaardigheid en het bereik.<\/p><p style=\"margin:8px 0;font-size:15.5px;line-height:1.6;\"><b style=\"color:#fff;\">Wat dit betekent voor de betrokkenen.<\/b> Snelheid wint het van achteraf bekijken: een vroege back-up van de wallet, on-chain clustering en off-ramp analyse bepalen de kans op herstel.<\/p><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7741a150 elementor-widget elementor-widget-heading\" data-id=\"7741a150\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span class=\"n\">06<\/span> methodologie<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5d6cebe6 elementor-widget elementor-widget-text-editor\" data-id=\"5d6cebe6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Driestappenbenadering: Ten eerste, geef prioriteit aan Duitse primaire bronnen en bereken \u2013 waar aantallen gevallen en schadebedragen beschikbaar zijn \u2013 direct het waargenomen gemiddelde (met name voor cyberhandel). Ten tweede, gebruik voor fraudevormen zonder Duitse casusreeksen relevante internationale benchmarks (IC3 2024, FTC voor mediaananker, Europol\/Interpol\/Chainalysis\/TRM voor typologie). Ten derde, kalibreer deze benchmarks aan de hand van grote Duitse datasets in plaats van direct Amerikaanse waarden over te nemen. Het centrale referentiepunt is de gewogen Duitse waargenomen waarde van circa \u20ac 39.500 per geval.<\/p><p>Voor de algemene economische schatting worden grootschalige gevallen bewust niet uitgesloten (ze zijn macro-economisch re\u00ebel); voor het &quot;typische&quot; geval worden grote reeksen gebeurtenissen echter afzonderlijk gerapporteerd. Medianen worden weergegeven als gemodelleerde bereiken vanwege een gebrek aan openbaar beschikbare landelijke gegevens.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-54ef4102 elementor-widget elementor-widget-heading\" data-id=\"54ef4102\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span class=\"n\">07<\/span> Gegevenskwaliteit, beperkingen en aanbevelingen<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5229659e elementor-widget elementor-widget-text-editor\" data-id=\"5229659e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>De grootste zwakte is het gebrek aan landelijke standaardisatie. Betrouwbare uitspraken zijn vooral mogelijk voor gevallen van investeringen\/cyberhandel; voor rug pulls, ICO\/tokenfraude en miningfraude zijn slechts ruwe schattingen mogelijk. Vijf stappen zouden de verkregen inzichten aanzienlijk vergroten:<\/p><ul style=\"padding-left:20px;\"><li style=\"margin:8px 0;\"><b>Uniforme taxonomie voor cryptofraude<\/b> op federaal niveau (Europol\/Interpol geharmoniseerd).<\/li><li style=\"margin:8px 0;\"><b>Standaardvelden per politiezaak<\/b> (Betaalmethode, activa, portemonnee\/beurs, eerste contact, herstelstatus).<\/li><li style=\"margin:8px 0;\"><b>Gedeelde minimale gegevensstandaard<\/b> tussen BKA, BaFin, Bundesnetzagentur, BSI, PSP&#039;s en CASP&#039;s.<\/li><li style=\"margin:8px 0;\"><b>Jaarlijkse situatieverslagen<\/b> inclusief gemiddelde, mediaan, kwantielen en standaarddeviatie.<\/li><li style=\"margin:8px 0;\"><b>Monitoring van \u201evoorkomen schade\u201c<\/b> voor het meten van de effectiviteit van preventie.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-52c6cb81 elementor-widget elementor-widget-html\" data-id=\"52c6cb81\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div style=\"margin-top:40px;border-top:1px solid #E5E7EB;padding-top:24px;\"><div style=\"font-family:Outfit,sans-serif;font-weight:800;font-size:12px;letter-spacing:.18em;text-transform:uppercase;color:#B0892F;margin-bottom:14px;\">Bronnenbasis<\/div><div style=\"font-size:13.5px;line-height:1.6;color:#54606e;margin-bottom:12px;\"><b style=\"display:block;font-family:Outfit;font-size:11px;letter-spacing:.12em;text-transform:uppercase;color:#1E3A5F;margin-bottom:3px;\">Duitse primaire bronnen<\/b>Het Saksische staatsdepartement voor criminaliteitsbestrijding (cyberhandel 2019-2024: \u20ac 190,5 miljoen \/ \u2248 4.800 zaken) \u00b7 De politie van Rijnland-Palts (\u20ac 77 miljoen) \u00b7 De Beierse politie (Noord-Opper-Beieren, Zuid-\/West-Zwaben) \u00b7 De openbare aanklagerskantoren van Saksen en Beieren.<\/div><div style=\"font-size:13.5px;line-height:1.6;color:#54606e;margin-bottom:12px;\"><b style=\"display:block;font-family:Outfit;font-size:11px;letter-spacing:.12em;text-transform:uppercase;color:#1E3A5F;margin-bottom:3px;\">Toezicht en infrastructuur<\/b>BaFin (frauduleuze handelsplatformen, Operatie Herakles: 1.406 domeinen) \u00b7 BKA\/ZIT (47 gesloten beursdiensten) \u00b7 Bundesnettagentschap (misbruik van telefoonnummers) \u00b7 BSI (smishing, sim-swapping).<\/div><div style=\"font-size:13.5px;line-height:1.6;color:#54606e;margin-bottom:12px;\"><b style=\"display:block;font-family:Outfit;font-size:11px;letter-spacing:.12em;text-transform:uppercase;color:#1E3A5F;margin-bottom:3px;\">Internationale kalibratie<\/b>Europol IOCTA 2024 \u00b7 Interpol Global Financial Fraud Assessment 2024 \u00b7 FBI IC3 Report 2024 \u00b7 FTC \u00b7 Chainalysis \u00b7 TRM Labs \u00b7 GASA Report 2025.<\/div><p style=\"font-size:12px;color:#9aa6b3;margin-top:6px;line-height:1.6;\">De waarden zijn geen offici\u00eble statistieken, maar een transparant scenariomodel gebaseerd op onvolledige, heterogene primaire gegevens (vanaf 2026).<\/p><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9179e1f e-con-full e-flex e-con e-child\" data-id=\"9179e1f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-5d8faf7 e-con-full e-flex e-con e-child\" data-id=\"5d8faf7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-18f1d2f3 elementor-widget elementor-widget-image\" data-id=\"18f1d2f3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/finanz-forensik.de\/wp-content\/uploads\/2026\/06\/david-1-150x150.jpg\" class=\"attachment-thumbnail size-thumbnail wp-image-2403\" alt=\"Professionele portretfoto van een volwassen man in een donkere blazer en een wit overhemd met patroon, die in de camera kijkt.\" srcset=\"https:\/\/finanz-forensik.de\/wp-content\/uploads\/2026\/06\/david-1-150x150.jpg 150w, https:\/\/finanz-forensik.de\/wp-content\/uploads\/2026\/06\/david-1-300x300.jpg 300w, https:\/\/finanz-forensik.de\/wp-content\/uploads\/2026\/06\/david-1-12x12.jpg 12w, https:\/\/finanz-forensik.de\/wp-content\/uploads\/2026\/06\/david-1.jpg 400w\" sizes=\"auto, (max-width: 150px) 100vw, 150px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-401674f7 e-con-full e-flex e-con e-child\" data-id=\"401674f7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-13c5fa52 elementor-widget elementor-widget-text-editor\" data-id=\"13c5fa52\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>David L\u00fcdtke<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e2ca2d3 elementor-widget elementor-widget-text-editor\" data-id=\"1e2ca2d3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Algemeen directeur \u00b7 OSINT-analist &amp; cryptoforensisch expert \u00b7 Financial Forensics GmbH<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-407f6857 elementor-widget elementor-widget-text-editor\" data-id=\"407f6857\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Rechtbankwaardige analyse van cryptotransacties, OSINT-gebaseerd onderzoek naar activa en deskundigenrapporten voor advocaten, curatoren en bedrijven. Gecertificeerd Crystal Expert (CECF, CEEI, CEUI). <b>Financi\u00eble forensische analyse<\/b> Biedt ondersteuning aan advocatenkantoren, bedrijven, onderzoeksinstanties en curatoren \u2014 focusgebieden: blockchainforensisch onderzoek, walletanalyse, voor de rechtbank toelaatbare documentatie, OSINT.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f90ab6c elementor-widget elementor-widget-text-editor\" data-id=\"f90ab6c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><b>Contact:<\/b>\u00a0<a href=\"mailto:postfach@finanz-forensik.de\">postfach@finanz-forensik.de<\/a> +49 6057 772 994 86\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-72db4ce6 e-flex e-con-boxed e-con e-parent\" data-id=\"72db4ce6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-8fd233 e-con-full e-flex e-con e-child\" data-id=\"8fd233\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2dcee9d5 elementor-widget elementor-widget-heading\" data-id=\"2dcee9d5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Cryptovaluta kwijtgeraakt? Elke dag telt.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1fc98177 elementor-widget elementor-widget-text-editor\" data-id=\"1fc98177\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"color:#cdddea;font-size:16px;line-height:1.6;\">Wij verzamelen bewijsmateriaal, stellen juridisch onderbouwde cryptoforensische rapporten op en ondersteunen advocatenkantoren en slachtoffers bij het terugvinden van activa \u2013 v\u00f3\u00f3rdat de termijnen verstrijken.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-46f29d71 e-con-full e-flex e-con e-child\" data-id=\"46f29d71\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1ed055ee elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"1ed055ee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/finanz-forensik.de\/nl\/contact\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Vraag een eerste consult aan.<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4f81cfaf elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"4f81cfaf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/finanz-forensik.de\/wp-content\/uploads\/2026\/06\/Whitepaper_Krypto-Betrug-Deutschland_Finanz-Forensik.pdf\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M21 15v4a2 2 0 0 1-2 2H5a2 2 0 0 1-2-2v-4\"><\/path><polyline points=\"7 10 12 15 17 10\"><\/polyline><line x1=\"12\" y1=\"15\" x2=\"12\" y2=\"3\"><\/line><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Studie als PDF<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Research Report Nr. 04 \u00b7 Studie &amp; Marktanalyse Krypto-Betrug in Deutschland: Sch\u00e4den von bis zu 1,3\u00a0Milliarden\u00a0Euro pro Jahr Wie hoch ist der wirtschaftliche Schaden durch Krypto-Betrug in Deutschland? Eine datenbasierte Sch\u00e4tzung aus Polizei-, Aufsichts- und internationalen Beschwerdedaten. 0,80 Mrd. \u20ac Direkter Schaden pro Jahr (Zentralszenario) \u2248 39.500 \u20ac Durchschnittlicher Schaden je Fall 56 % Anteil [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":2620,"parent":2313,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"inline_featured_image":false,"footnotes":""},"class_list":["post-2590","page","type-page","status-publish","has-post-thumbnail","hentry"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO Pro 4.9.9 - aioseo.com -->\n\t<meta name=\"description\" content=\"Studie zum wirtschaftlichen Schaden durch Krypto-Betrug in Deutschland: 0,45\u20131,30 Mrd. \u20ac direkter Jahresschaden, \u2300 39.500 \u20ac je Fall, Investment-Betrug 56 % der Verluste.\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<link rel=\"canonical\" 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